Foreclosure & Mortgage Default Counseling
The Community Housing Council (CHC) is a HUD-approved Housing Counseling Agency that has helped thousands of families with Foreclosure and Mortgage Default Counseling. If you are struggling with your house payment and not getting help from your lender, please give us a call. Our counseling services are free and our Counselors are all certified by HUD. We know about the latest changes and updates related to COVID-19.
Home Loan Toolkit
The Consumer Financial Protection Bureau (CFPB) requires all Mortgage lenders to give a copy of the Home Loan Toolkit at the time of loan application. This booklet is also known as “Know Before You Owe.” CHC believes that all homebuyers should have a copy of this important guide to mortgage financing - even before they choose a lender or Realtor. Below are links for you to download a copy of this booklet now!
Real Estate
Real Estate has always been an interesting and competitive field of work. It’s the goal of all agents to sale the perfect home, to all who wish to have a place to call their own. With the low economic standing of the economy real estate has been a constant roller coaster ride for all home buyers, sellers, and etc. Buying, selling, and keeping homes have been a troubling factor to understand and overcome. With the economic standing rising slowly but surely, many families can turn what once was a dream of owning their own home into realty. Now that there is a positive uprising turn in the real estate market it would be recommended for those who have never bought a home to engage in some classes to enhance their knowledge of what real estate is, safety tips, and ways to prevent losing their home in case the economy takes a turn for the worst like in previous years.
Loan Mod Scammers Go to jail
Do not allow yourself to be scammed by loan and modification scammers. In is against the law for anyone to ask for money upfront to help you with your mortgage. The foreclosure services at CHC are free and approved by HUD.
Don't Be A Victim of Foreclosure Scam
It is against the law for anyone to charge you for foreclosure education and mortgage default help! If you have been a victim of a scam, please call us and let us help you report this to the correct authorities.
Predatory Lending
If you feel you have been a victim of Predatory Lending, contact HERA
Real Estate Fraud
Fresno County and Federal Governmental Agencies have developed a special real estate fraud form to report any type of real estate related fraud. If you or a friend has been the victim of real estate fraud, it should be reported! This ould include fraud by a real estate agent, a mortgage loan originator or an escrow or title employee. Click here to download a form that you can report any activity that you think is fraudulent.
